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Gym Cancellation Lawsby State

Know your rights. Every state has consumer protections for gym memberships. Find your state's specific laws, cooling-off periods, and cancellation requirements.

Last updated: February 2026

This information is for educational purposes only and does not constitute legal advice. Laws change — verify current statutes with your state attorney general's office.

Quick Reference

Best Protections

Strongest consumer rights and enforcement

Online Cancellation Required

Must allow cancellation via website

Member Relocation Rights

Statutory right to cancel if you move (typically 25+ miles)

Longest Cooling-Off

7-15 day cooling-off periods (vs. typical 3 days)

Common Consumer Protections

Most states with gym-specific laws include these baseline protections:

Cooling-Off Period

3-5 business days to cancel without penalty after signing

Written Contract

Gym must provide written contract with clear terms

Relocation Rights

Cancel if you move beyond a certain distance (often 25 miles)

Medical/Disability

Cancel if physically unable to use gym with documentation

Contract Length Limits

Maximum contract term (usually 36 months)

Refund Requirements

Pro-rata refunds for unused membership time

State-by-State Guide

Detailed breakdown of gym cancellation laws by state

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Statute: Civil Code § 1812.80-1812.97

Cooling-Off Period

5 business days

Max Contract

36 months (3 years)

Refund Timeline

Pro-rata refund required

Relocation Rights

Moving 25+ miles from facility. Cancellation fee may apply: $100 max (or $50 if >50% contract life expired)

Medical/Disability

Yes — Physical disability preventing use

Last Updated

2026

Key Provisions:

  • Contracts must state buyer can cancel within 5 business days
  • Extended periods for high-value contracts
  • Can cancel via first-class mail, email, or in-person delivery
  • Refund must be made within 10 days of cancellation
  • Can cancel for relocation 25+ miles from facility (Civil Code § 1812.89)
  • Relocation cancellation fee: $100 max (or $50 if >50% contract expired)
View Official Source

Statute: General Business Law § 624-a and § 627-a

Cooling-Off Period

3 business days

Max Contract

36 months (3 years)

Refund Timeline

Pro-rata refund required

Relocation Rights

Moving 25+ miles from facility

Medical/Disability

Yes — Significant physical disability for 6+ months certified by doctor

Last Updated

2026

Key Provisions:

  • Must accept cancellation via multiple channels
  • Medical exemption for 6+ month disability
  • Doctor's letter required for medical cancellation
  • Cannot charge cancellation fees for medical hardship
View Official Source

Note: States without a specific health club statute are still covered by their general Unfair and Deceptive Acts and Practices (UDAP) laws. You can file complaints with your state attorney general's consumer protection division. All 50 states are listed above.

$29 · Certified mail included · Chargeback kit if needed

Federal Consumer Protections

FTC Click-to-Cancel Rule

In October 2024, the Federal Trade Commission finalized its "Click to Cancel" rule requiring businesses to make cancellation as easy as sign-up. However, this rule faced legal challenges from the fitness industry.

As of 2025, enforcement has been delayed due to court proceedings. This means federal protections are currently limited, making state laws your primary source of consumer rights.

SCRA (Military Members)

The Servicemembers Civil Relief Act (SCRA) provides special protections for active-duty military members, including the right to terminate gym memberships without penalty when entering active duty or deploying.

Disclaimer

ByeGym is not a law firm and does not provide legal advice. The information on this page is compiled from publicly available state statutes and is provided for general informational purposes. We make no guarantees about the accuracy, completeness, or currentness of this information. For legal advice, consult a licensed attorney in your state.

Frequently Asked Questions

What is a cooling-off period for gym contracts?

A cooling-off period is a legally mandated window (typically 3-5 business days) after signing a gym contract during which you can cancel for any reason without penalty. Most states with gym-specific laws include this protection.

Can I cancel my gym membership if I move?

Many states allow cancellation if you relocate beyond a certain distance (often 25 miles) from any gym location. States like California, New York, Illinois, and Pennsylvania explicitly include relocation as grounds for cancellation. However, some states only protect you when the gym moves — not when you do.

What if my gym closes permanently?

If your gym closes, you have the right to cancel and receive a pro-rata refund in most states. Some states set distance thresholds (e.g., Texas requires alternative facilities within 10 miles). Over 30 states have explicit facility closure protections.

Can I cancel for medical reasons?

Most states with gym-specific laws allow cancellation if you become unable to use the gym due to medical disability, usually with documentation from a doctor. Requirements vary — some states require the condition to last 3-6+ months.

What if my state has no specific gym cancellation law?

Even without gym-specific laws, every state has an Unfair and Deceptive Acts and Practices (UDAP) statute that provides consumer protection. If your gym refuses to cancel or continues charging after cancellation, you can file complaints with your state attorney general's consumer protection division. The SCRA also protects military members in all 50 states.

How do I prove I sent a cancellation letter?

USPS Certified Mail with Return Receipt provides legal proof of mailing and delivery. This is the gold standard for gym cancellation and is accepted in all states. ByeGym handles this automatically.

How ByeGym Helps You Exercise Your Rights

Knowing your rights is one thing. Exercising them effectively is another. ByeGym drafts and sends your cancellation letter:

1

Cancellation Letter

We draft a cancellation notice referencing applicable state consumer protection statutes.

2

USPS Certified Mail

Your letter is sent via Certified Mail with Return Receipt — proof of mailing accepted by gyms and financial institutions.

3

Tracking & Proof

Get real-time tracking and delivery confirmation documentation.

4

Chargeback Support

If your gym still charges you, we provide a chargeback kit with all the documentation you need.

Ready to Cancel?

We handle the paperwork, mail it certified, and give you proof of delivery.

Starting at $29 - Certified mail included